Specialist lender says motor finance scandal and Budget weighing on sector

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S&U, which provides car finance through Advantage Finance, said trading conditions had been ‘burdened’ over the first half of its financial year.

S&U, which provides car finance through Advantage Finance, said trading conditions had been ‘burdened’ over the first half of its financial year.

The company referred to a recent ruling in the Court of Appeal that it was unlawful for car dealers to receive commission from lenders without fully informing customers of the arrangement. This contributed to a 33% drop in advances, meaning short-term credit, so far this year compared with last year.

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