Markets at all-time highs often leave investors with a tough decision — should you jump in now or wait for a pullback? The fear of buying at the top is real, but sitting on the sidelines can mean missing out on long-term growth. Instead of trying to time the market, investors can consider Dollar-Cost Averaging as a more measured approach.
When should you use DCA? DCA works well in a range of market conditions, but it is particularly useful in the following situations: When markets are at all-time highs: Many investors worry about buying at the peak, but DCA provides a way to ease into the market rather than going all in. When you're nervous about volatility: If you expect markets to be choppy, DCA allows you to spread your investment over time and potentially benefit from price drops.