Insurance company declines to renew homeowners coverage due to Menlo Park house's age

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While a number of major insurance providers have been changing how they operate in the state of California, residents in a Peninsula city recently lost their homeowners coverage due to the age of their house.

, but new reasons are starting to emerge as the market has been shaken by several major providers limiting business in the state.

It was 1995 when Ann and Robert Wendel found their way into the home in which they would raise their family. After 28 years of living in the house, they recently got a shock in the mail.It was a notice of non-renewal for their homeowners insurance because the home is too old."The age of the home," Wendel quoted from the letter."This property is no longer within the underwriters guidelines.

"It's 58 years old," Wendel said."You can go down the street here, and just about three or four houses, you can look on the left-hand side, you can see some old houses." United Policyholders is an information source for consumers. Bach says the industry is getting more cautious about which homes to insure, and letters like this are becoming more common.

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