Falling stocks, climbing mortgage rates: how 5% Treasury yields could roil markets

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Soaring yields on U.S. government bonds have had wide-ranging effects

Relentless selling of U.S. government bonds has brought Treasury yields to their highest level in more than a decade and a half, roiling everything from stocks to the real estate market.

“Investors have to take a very hard look at risky assets,” said Gennadiy Goldberg, head of U.S. rates strategy at TD Securities in New York. “The longer we remain at higher interest rates, the more likely something is to break.” Elon Musk warned that high interest rates could sap electric-vehicle demand, which knocked shares of the sector on Thursday. Tesla’s shares closed the day down 9.3%, as some analysts questioned whether the company can maintain the runaway growth that has for years set it apart from other automakers.

A stronger dollar helps tighten financial conditions and can hurt the balance sheets of U.S. exporters and multinationals. Globally, it complicates the efforts of other central banks to tamp down inflation by pushing down their currencies. The interest rate on the 30-year fixed-rate mortgage - the most popular U.S. home loan - has shot to the highest since 2000, hurting homebuilder confidence and pressuring mortgage applications.

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