Tax rate on investments in funds should be lowered, Department of Finance officials recommend

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Department-Of-Finance Noticias

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Officials recommend that taxation on investments in funds be aligned with the lower 33 per cent capital gains tax rate

Officials at the Department of Finance have recommended that tax rules on investments be simplified. Photograph: Bryan O Brien / The Irish Times Keywords: Government Dail Politics Taoiseach politics finance exchequer minister td budget Pascal

Under current rules, domestic investors in funds must pay a 41 per cent tax on the sale of a fund, irrespective of what income tax bracket they are in, or after eight years – which ever comes first. The move is aimed at making it easier for people with cash sitting idle in low-yielding bank accounts to potential earn more money through investments. It would simplify the current situation where a dozen taxation regimes apply, from the 33 per cent rate on deposit interest retention tax to the marginal income rate being applied to distributions from pension pots.

He flagged the previous month that the Government was looking at tax changes to make it more attractive for households to invest, noting at the time that people had more than €150 billion on deposit with banks, most of which was in on-demand or current accounts, earning little or no interest.

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