Our Family Just Scammed My Daughter Out of All of Her Summer Earnings

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Dear Pay Dirt: They can’t pay my daughter the thousands of dollars they owe her...

My 16-year-old daughter was promised her adult stepsister’s old car if she babysat all summer since her child care fell through. The plan was the husband would keep his work truck, she would get the newer model, and the car would go to my daughter. Neither my ex nor I could afford a car for our daughter in our area. Between rent increases and higher gas prices, everyone’s budget is bursting.

In fancy financial terms, what your daughter and stepsister had is a forward contract. A forward contract is an agreement between a commodity producer and a commodity buyer . The two parties will agree on a price and quantity ahead of time. The market price of wheat may change between signing the contract and delivering the product, but the agreement must still be honored at the original price. The two parties assume the credit and trustworthiness of one another.

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