“If you already have a vehicle, the insurance company wasn’t dropping you. But if you were going to be one of their new customers and had one of those vehicles, they weren’t going to cover it because of the ease of stealing it,” said Rich Johnson with the Insurance Council of Texas.“I’ve been in the insurance industry for the better part of a decade. I can’t recall any time where companies were refusing to insure what we would call an ‘average consumer vehicle,’” Johnson said.
“There are communal factors that you look at. Are cars being stolen in your area? Are there a lot of thefts in your area or state or county?” Johnson said.
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