The housing market's tight inventory doesn't look like it will get much better soon, according to a Wednesday Redfin report.
The number of owners with a mortgage rate below 6% is just below the record high of 92.9% reached in the middle of 2022. In fact, 82.4% of homeowners have a mortgage rate below 5% and 62% have a rate below 4%, per Redfin. Notably, 23.5% of homeowners have a mortgage rate below 3%, almost the highest proportion with a rate that low on record.
These figures are fueling competition between Americans who are looking to buy a home, and that's also preventing home prices from falling.
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