they can use for rental deposits or for their first and last months’ rent.
Rather than relying on a standard credit rating system, which Nesturo believes can be “unreliable and unfair,” loans are approved based on the company’s own system, called NestScore. The score, which ranges from zero to 10, with 10 being awarded to those with the lowest risk and greatest reliability, helps Nesturo determine the interest rate on an applicant’s loan, and allows landlords and property managers to evaluate a prospective tenant.
According to their website, rental deposit loans range from $1.5K to $10K, and rates start at 6.99% APR. In the future, they plan to offer monthly rental relief in the form of micro-loans.
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