High rates are still hurting dividend stocks, but my cash flow keeps growing

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Barring some cataclysmic event, the Yield Hog Dividend Growth Portfolio’s income will only continue to grow

With the first half of 2024 in the books, today I’ll provide an update of my model dividend portfolio’s performance. I’ll also disclose how I’m investing the more than $2,000 of “cash” that has accumulated over the past few months.

Am I happy with the portfolio’s performance? No. Is there a silver lining? Yes. Even as the model portfolio has underperformed the index on a total return basis, its dividend income has grown substantially. At inception, the portfolio was generating $4,094 of cash annually, based on dividend rates at the time. Now, thanks to scores and divided increases and regular reinvestment of dividends, the portfolio’s annual income has grown to $7,590 – an increase of 85.4 per cent.

All of that said, there’s no denying that a dividend-focused strategy has badly lagged the broader market over the past several years. The difference is especially stark when one looks south of the border at the S&P 500 index, which has benefited from huge gains in technology stocks. Since Oct. 1, 2017, the S&P 500 has posted a scorching annualized total return of about 14 per cent – more than double the return of the model dividend portfolio.

First, I’m acquiring 50 units of SmartCentres Real Estate Investment Trust , bringing the model portfolio’s total holdings to 240 units. In aI discussed several reasons why SmartCentres’ units are attractive at their current depressed levels. These include the REIT’s yield of more than 8 per cent, its improving financial condition and its extensive pipeline of development projects and portfolio of unused land.

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