Why our financial planner thinks it's finally OK for us to spend money - Business Insider

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You don't have to deprive yourself forever

We told her about our lifestyle, always making sacrifices/choices. We both ended up agreeing that the advice we would give those trying tois, "Say no to yourselves more than you say yes. Say no to yourself at least once a day."

I guess this type of strategy would be called discipline or delaying gratification. Both my husband and I are good at looking at the cost of something and then deciding to walk away. In the age of Instagram and FOMO , our advice to new investors is much more difficult to practice than it sounds. The day our financial planner asked us our advice for new investors, we went over all of our assets. We went over our allocation of stocks, bonds, and anWe planned our contributions to our accounts for the next few years and looked at how our current investments are performing for us so far. In short, we got a check-up with our financial healthcare practitioner.

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