I am close to my younger brother and we speak at least once a week. These exchanges usually include his referring to money problems. He and his wife are in their 40s, on good salaries, have two young children and a mortgage. At the end of each month, cash is unavailable and they have been caught out by repayments and large bills. I have happily bailed them out on a couple of occasions, but worry about their long-term stability.
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