A financial planner says her clients' biggest worry is uncertainty - Business Insider

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An uncertain future is still no excuse to lose control of your financial situation, experts say

, that doesn't alleviate fear about what's around the corner, Williams said. Some of her clients are hesitant to go all in on paying off debt or invest more despite having the means.

"It's no fault of anyone's own that, for the majority of the people right now, they're being laid off or that you're being penalized for this thing. It's just like, we just have to make cuts and this is the bottom line. That's very, very scary for a lot of people. And I think the fear of losing your income or not being able to earn — it's the No. 1 thing that people are facing," Williams said.

"It's really important how you think about these things right now. If you're doom and gloom, you kind of attract that energy," Williams said.

Williams said taking inventory of your money, cutting unnecessary costs, reevaluating your goals, and bulking up your savings are simple ways to take back control of your situation and prepare for whatever comes your way.

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