Why this personal finance blogger regrets using a credit card to make the down payment on her first car

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Why this personal finance blogger regrets using a credit card to help buy her first car.

and not much money in her wallet, she called her father in Jamaica to see if he could assist.

"Not only do you have to make a payment on a car, but now you also have to make this double-digit interest payment on the credit card as well," she says. "Unless you have the money readily available to pay off [the card] immediately, don't do it," she says.In Wells' experience, she says car dealerships often make it really easy for you to use your credit card but don't be fooled by it.

Having immigrated to the U.S. from Jamaica by herself at 17, Wells also wasn't aware of the varying interest rates you can be charged. When she was offered an 11% interest rate on her car loan, she thought that was normal.

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Dont read, the answer is because it's stupid

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Cuz she used a card that had no cash back or points?

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