With millions of Americans set to receive another round of stimulus checks from the federal government, CNBC's Jim Cramer on Monday advised investors on how to put that money to use in the stock market.
First, Cramer urged, pay off bills and take care of other necessities. But after that, Cramer recommends market newcomers put most of what's left into a cheap index fund that mimics the S&P 500. "Once you put enough money away in a cheap index fund, you can start thinking about your discretionary 'Mad Money' portfolio, but before you start picking stocks, you need to figure out what level of risk you're comfortable with," the "
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