Are you ready? If you’re feeling unsure and confused, you’re not alone. The US housing market is giving off mixed signals: Home prices are falling, but they’re also rising. Mortgage rates have been ticking down, yet remain volatile. Sales have fallen for 11 straight months even as the US job market is the strongest in 50 years. The cost to finance a home doubled in 2022.
They won’t go down to 3% or even 4% in the near future. But if you find something you’re qualified to buy, get in and refinance when rates go down.” It is important to remember, if mortgage rates don’t go down as much as you’d like after you buy, you could be stuck with it longer than you’d like. In addition, refinancing can be costly, at between 2% and 5% of the loan’s principal amount. Unexpected events may prevent you from refinancing, like losing your job or losing value in your home.
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Good luck with that and the raised FED rate.... You will pay more over the long run. But don't worry it's not like they cause inflation or trying to steal the value of your things.... 😐
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