Me & My Money: His best investment is time spent with family and other priceless experiences

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Nima Karimi is CEO of Singapore-based loan broker Lendela, which he founded in 2018.

SINGAPORE – Entrepreneur Nima Karimi comes from an immigrant family and is used to having little in life.

“I saw first-hand how unequal access to financial information, services and products can be for different segments of a population... There was an immense opportunity to create a solution that would level the playing field,” he said. Before starting Lendela, Mr Karimi worked mainly in product and business development in Sweden’s insurance and fintech industries, including for companies with the same business model as Lendela’s.

In 2023, it raised US$5 million in a funding round led by Singapore-based Chocolate Ventures, to support its expansion across the Asia-Pacific, following its launch in Australia earlier in the year. “That added layers of complexity to my job, but also allowed me to understand the sociocultural and business contexts in these markets very quickly.”

My portfolio has given me annualised returns of 5 per cent to 6 per cent over the last 18 months. I don’t try to make a quick buck or time the market. I try to spread my exposure as well, which explains the index funds.

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