Q&A: What does Bankinter entering the Irish market mean for me?

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Bankinter News

Avant-Money,Bank-Of-Ireland,Aib

New player in the sector looks like good news for customers and consumers as it should lead to increased competition in the sector

Bankinter is a leading Spanish banking group. It is a top 50 European bank which operates in Spain, Portugal, Ireland, and Luxembourg.is part of the Bankinter group, and has, under different forms, been present in the Republic since 1997, originally as MBNA credit cards.

The loan portfolio of Avant Money, the current brand under which the bank operates in Ireland, stands at €3.3 billion – that’s €2.4 billion in mortgages and the remainder, €900 million, in consumer loans – with an overall non-performing loan ratio of 0.34 per cent. It made a pretax profit of €9 million for the first three months of this year and has about 200,000 customers here.

The arrival of a new player in the market should, in theory, lead to better offers for customers right across the board. Niall Corbett, chief executive of Avant Money, called the decision “a clear commitment to Ireland” and added that the bank is looking forward to bringing “even more choice, value and competition to the market”.So, the banks here already probably won’t be too happy to hear this news?

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Spain’s Bankinter to enter Irish banking marketMove would mark the first new entrant here since 2005, and follows a slew of exits since the crash
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