The personal finance number to watch now is job vacancies

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Rob Carrick says fewer job vacancies means less opportunity to improve your finances by moving to a better-paying job elsewhere

A big emphasis in personal finance is spending less to free up room for saving and investing, but making more money is better. The best year in ages for positioning yourself in the job market to make more was 2022. Since then, the job market has been deteriorating.

At the peak, there were about one million job vacancies in Canada. Desperate to lure and retain workers, employers were wide open to negotiating salary, benefits and terms of employment like remote work. Job-hopping was a thing back then. Openings were so plentiful that workers could take their pick.

Expect the rising job vacancy trend to continue if the economy stays on its slow-growth track. An outright recession would bring the additional risk of layoffs or reductions in hours worked.

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