The 7 most crucial money lessons to learn before age 30, according to a Harvard grad who was raised in poverty and now runs a personal finance site

Camilo Maldonado was born in Colombia and as a child came to the US, where he was raised in poverty by his widowed mother.

Here are seven money lessons that have a larger impact to your financial stability than you realize, and that he believes everyone should learn before they hit age 30.I recently turned 30 years old, which is a scary time financially. You're old enough to feel like you should have made more progress financially, but young enough that realistically you are still battling the challenges of a modern young adult, like paying back student loans and an increasing cost of living.

Today's new graduates are saddled with tens of thousands of student loans. Upon graduation, you're not even thinking about saving for a down payment on a home because for the next few years, you're working to repay the student loan companies.

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JPMorgan tweet is a reminder that its personal finance advice is worthless.hiltzikm writes: 'Apparently mistaking itself for a stand-up comic ... JPMorgan Chase took to Twitter on Monday to offer customers some jokey personal finance advice. Our advice to JPMorgan: Stay off Twitter.' Would it be acceptable if JP Morgan created a sock puppet account to tweet on its behalf? hiltzikm “Idk I’ll have to think about that....” 😂 hiltzikm Sorry folks, but I enjoy tough voices that speak truth to the flounders among us. If you can't handle it, melt. I detest public voices that try to convince me that I'm some sort of victim.
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