New AI assistant is doling out money advice on personal finance app

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Wally, the app that allows users to sync and manage their accounts, is adding WallyGPT, which can answer users' questions about their finances, help them plan for the future, and offer insights into investment opportunities and financial literacy.

Professional financial planning often left out those who couldn’t afford it.

For instance, he said his brother, who is getting married, asked the app to help him understand the respective costs of a wedding in three different countries. “The terms and the words and the products that these banks and lenders come up with, WallyGPT can explain those things in ways that are easy to understand,” Hejazi said. “And so I definitely think that the retirement part or any kind of goal planning, family planning stuff like that we fit more comfortably in.”Though many have begun using AI in their jobs, financial planners have a complicated relationship with the burgeoning technology.

OpenAI logo and AI Artificial Intelligence words are seen in this illustration taken, May 4, 2023. REUTERS/Dado Ruvic/IllustrationBut financial advisors say their jobs are more than just number crunching. For instance, Kevin J. Brady, vice president at Wealthspire Advisors, is doubtful that apps like WallyGPT will replace human advisors. He noted that advisory firms often struggle to grow organically due to high acquisition costs for clients.

 

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