SANDY — Higher mortgage rates are not only making homes less affordable for buyers, they're also resulting in"New listings are at a record low for this time of year as existing homeowners hold onto their low mortgage rates and delay selling and subsequently buying," according to the Utah Association of Realtors.
The average rate for a 30-year mortgage was 6.81% as of July 27, according to Freddie Mac's Primary Mortgage Market Survey. A year ago, the rate for a 30-year home loan averaged 5.3%. Kirkham described the Utah housing market as "delicate" with sellers still wanting top dollar, while buyers want affordability.
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