And make sure to watch out for budget day on October 1st, as you can expect some announcements on the housing front
First up is Help to Buy, which is due to expire at the end of 2025. This offers a tax rebate of up to €30,000, which can be used to fund a deposit to help purchase a new home. The scheme is of interest to new home buyers; latest figures show that more than 1,500 buyers across 25 counties have bought through First Home, while more than 4,000 have been approved for it.
Also a possibility is a cashback mortgage; this offers either a fixed sum or a percentage of the value of your loan back . While attractive, as it will give you a much needed cash payment to help furnish your home etc, it will probably end up costing you more over the long term, as such offers typically don’t come with the lowest interest rates.