I have a small business and these are my 4 favorite business credit cards

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She finds there are business credit cards that offer outsized rewards on her everyday business spending, and she sticks with her four favorites.

card is an excellent cash back card for small business owners: Earn unlimited 2% cash back everywhere. This card is my top pick when I otherwise wouldn't earn more than 1x point per dollar with another card.card also offers valuable purchase and travel benefits, including auto rental insurance, purchase protection, extended warranty coverage, emergency travel assistance, and no foreign transaction fees.

You'll get a $500 bonus if you open a new account and spend $4,500 on purchases within 3 months from account opening. The card has no annual fee for the first year; afterward it costs $95/year.Which card is right for me? If you have personal rewards credit cards, think about how these cards tie in with your own rewards strategy — for example,cardholders might want to get one of the Chase Ink business cards to increase their Ultimate Rewards balance, or you could diversify your points portfolio and increase the number of airlines you can transfer points to by opening a business card that earns American Express Membership Rewards.

Deciding which credit card is right for your small business also depends a lot on how much your business spends and in what categories.Chase Ink Business PreferredIf you aren't spending much in those categories and your annual expenses are under $50,000 per year, consider theCapital One Spark Cash for BusinessDisclosure: This post is brought to you by the Personal Finance Insider team.

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