. The $250 minimum deposit is lower than what most banks require, but there are institutions that don't have a minimum deposit requirement.
Simple doesn't charge a fee when you use an out-of-network ATM. However, Simple won't reimburse any out-of-network fees the ATM provider may charge. Simple also has a 12-month no-penalty CD. You can open up to five CDs at once, as long as your combined balance doesn't exceed $250,000.
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