“Access to finance is not uniform among ASEAN’s digital generation. Among those who sought credit support, nearly half could not access formal sources of lending. Some 28% of those who needed loans did not get any and almost a fifth had to rely on family and friends, cooperatives and other informal lenders,” the report said.One in five women was found to need loans from financial technology sources, making the industry the second most important source of formal borrowing after commercial banks.
There were also fewer women using advanced financial products compared to men . However, the survey indicated that women were adopting digital finance apps at a higher rate than men .
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