Most small SUVs flunk updated insurance industry crash tests

That's because the Insurance Institute for Highway Safety updated the test so it places more emphasis on keeping back-seat passengers safe.

IIHS President David Harkey said the test is being changed because vehicle structures, air bags and seat belts have made the SUVs safer for front-seat passengers than those in the back. Now, the risk of fatal injury is 46% higher for rear-seat passengers than drivers in the front, Harkey said. While safety belts restrain back-seat passengers, they're susceptible to head and neck injuries, and in many of the SUVs, the belts are relatively low tech and simply tighten up in a crash.

The institute used a crash dummy that represents a small woman or a 12-year-old child to test for injuries to rear-seat passengers, and Harkey says the dummy does a good job of showing risk to passengers of all sizes.

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