Down to Business: Investment manager helps make money with money: ‘It’s fun, but it’s also deadly serious’

“Two things. One, investment management. People who want help managing their investment accounts. Retirement savings. College savings. Those type of things. Two is investment research. This is more for do-it-yourself investors,” Hines said.“I got started in 2015 running a research company with hundreds of people who pay me for research. Then, I got into investment management. We do a portfolio review. I’ll give them recommendations. ... Maybe you have too much risk. Too many stocks.

“Recently, I sold half my Nvidia stock. It makes chips that go into computers. With the explosion of artificial intelligence in the last six months, it’s skyrocketed, gone through the roof. ... I sold half my shares and in the past four months, it’s gone from $200 to $450 .”What are your fees? “I charge 0.85% of the size of the account. There are no commissions or hidden fees. ... You end up paying less that way.”“The flexibility in the schedule is priceless. ... And I like the people. I like talking stocks and investments.”“They range in age. I have a 14-year-old client. Her uncle opened the account for her and she gets control on her 21st birthday.

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