The Best Business Cards

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These cards offer generous rewards tailored to the kind of spending your business does most.

If you’re on the road a lot for business, you may want a card that offers you extra rewards on your travel spending. Despite its hefty annual fee,offers the most generous travel rewards of any business card we found: five points per dollar spent on flights and prepaid hotels on AmexTravel.com.

And it’s hard to find another business card that offers such generous rewards on travel expenses. A business that spends $10,000 a month, with a third of that going to flights and prepaid hotels and the rest general spending, would earn 280,000 points That’s a value of $2,800, which would likely pay for a domestic business flight and a few nights at a hotel.

A far bigger issue, however, is that this isn’t technically a credit card at all but a charge card, meaning it’s not designed to carry a balance but be paid down in full every month. The upshot is that for business owners looking to finance purchases, not just rack up points, this card offers a lot less flexibility than our other winners.They are, if you can avoid being dinged by a monthly financing fee.

 

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