First of all, assisting your daughter in planning ahead is a noble gesture. Deciding how to invest the money you are setting aside to support your daughter’s home purchase is an important decision. Given the current economic climate, it is wise to consider all your options.
Unit trusts: As you mentioned, you have currently invested the funds in a unit trust structure where money is pooled from various investors and may be diversified between several asset classes such as shares, bonds, property and so on
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