The home insurance market is crumbling. These owners are paying the price

  • 📰 accuweather
  • ⏱ Reading Time:
  • 48 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 22%
  • Publisher: 68%

Brasil Notícia Notícia

New York (CNN) — The home insurance market is crumbling in New Orleans, leaving Alfredo Herrera with few options for coverage — and skyrocketing insurance premiums. Herrera, 35, works in finance for a local bank.

Insurance industry leaders say companies are shifting or pulling out of some states following disasters, fraud, policy issues, and growing climate risks.Herrera, 35, works in finance for a local bank. He bought his 900-square-foot home in New Orleans’ Mid-City neighborhood in 2020 for $270,000, and lives there with his partner.

Herrera eventually found a policy with a small company in the state that charged him $4,930 annually — a 208% increase from what he paid in 2022.private insurance options would be this limited and the last resort insurer would be so expensive.Herrera’s insurance story is common in Louisiana and other places across the country at increasingly higher risk for extreme weather.in America, according to the National Oceanic and Atmospheric Administration.

In 2023, Neil Fernandes paid $1,700 a year for Farmers Insurance coverage for his home in Santa Clarita, California, where the 42-year-old software engineer lives with his wife and child.When he asked why, Farmers cited rising costs and increased fire hazards in the state. Fernandes said the fire hazards around his home haven’t changed and he lives a quarter mile from a fire station.Frustrated by the lack of choices, he switched to AAA home insurance for $2,880 a year.

 

Obrigado pelo seu comentário. Seu comentário será publicado após ser revisado.
Resumimos esta notícia para que você possa lê-la rapidamente. Se você se interessou pela notícia, pode ler o texto completo aqui. Consulte Mais informação:

 /  🏆 46. in BR

Brasil Últimas Notícias, Brasil Manchetes

Similar News:Você também pode ler notícias semelhantes a esta que coletamos de outras fontes de notícias.

A New Generation of Drug Therapies Requires New Business StrategiesThe shift to advanced therapeutic modalities (ATMs) promises to change the nature of competition in the pharmaceuticals industry.
Fonte: HarvardBiz - 🏆 310. / 63 Consulte Mais informação »