walks you through the biggest trends impacting consumer savings and expert opinions on the top strategies to build your personal wealth.
Reporter reveals the location, location, location plus don't want to outlive your retirement savings.But first let's kick things off with a check of the US markets here as stocks are mostly flat. So in an effort to promote industry growth here in America, Biden is raising the rate of the tariffs on certain goods imported to the US from China.Instead of buying from overseas for electric cars, the tariffs would quadruple from about 25% to over 100% on a Chinese made clean energy automobile.
Uh I again, a wide swath of Americans would actually like to drive these and like to own a cheap EV, but I think let's get that because of these policies. Um We're not gonna be able to buy that car or it's gonna cost um I don't know, $24,000 if, if, if the manufacturer would decide, uh you know, that, that's another thing they could do.That's what happened with some of the Trump tariffs is that the tariffs, the tariffs went on, the products kept coming or they went through third party countries.But, um, this is not, it's not gonna affect any product for the most part that people are buying today.
I wanna get personal for the Gen Z, the millennials out there like myself that are trying to figure out, ok, I I'm blocked out from buying it right now. I mean, there, there's been conversation about housing inflation, rents being around, you know, over $2000 you gotta earn a lot to be able to live on your own.And I'm going back to savings retirement as well to put $25 just something to get you moving or because you don't wanna be at Gen X's age or Z's, you know, looking at, I wish I had set aside some money lastly here.
Are people asking you how much of their portfolio they should have exposed to meme stocks at any given juncture, uh, anticipating perhaps, or hoping for a pop like we're seeing.Because there's more risk with the main stocks than there is necessarily with managing inflation. This is the resurgence of me mania if you will, which means all the discussion about fundamentals is it fundamentally fair, overvalued, undervalued?This is much more of a social rebellion than anything else.They are the vessel of that social rebellion.And I think that has a place in all forms of trading and investing.
And because of the rules at the time, it had to be a digital community right now, that's a little bit different.So yeah, the money is different. I think some people want this as an investment, which if you think of it that way, this movement means nothing to you because you're gonna be in it for 123 decades.Well, obviously that a little because you're preparing for it to go to zero.
Now, the home improvement retailer saw a 2.8% drop in sales overall and a 3.2% decline here in the US alone year over year as consumers really pushed off those larger discretionary projects. Here's a look at some of the best renovations for returns first, a garage door replacement that'll cost you roughly $4500 but you'll recoup 194% of those costs.
And this is pretty interesting because just a month ago, Zillow came out with a very similar ranking where they were listing the best ho best housing market for first time home buyers.So we are definitely seeing a pattern here. So I think according to all of this monthly average mortgage payment, we can see that just in the West, you are paying almost sometimes almost double of what you will be paying in the Midwest.
And you know, I think anybody that you talk to is thinking about A I and how Google is going to respond to open A I and Microsoft and their dances over the last three last year.And so that is basically a new type of model that can do uh audio visual and text search. Right now, there's a version of their Gemini model, that ones with Google's A I premium offering, which is $20 a month and a lot of people probably don't want spend that.But this is really the event to watch if you want to know what's going on with A I AND Google this year.Y finances.Well, if you're curious about getting into the crypto market but still wary of the volatility and the safety concerns surrounding owning digital assets.
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