This is the personal finance test high schoolers should have to pass before graduating

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Eight items that should be on any financial literacy test for teens

Financial literacy is old-school labelling that should be purged in the branding shown to students. Let’s instead use personal finance for the time being – the term has well-served Globe readers and I over a good stretch of time.

A few thoughts on the test: First, let there be no involvement from banks or any other businesses that sell financial products or advice. Inviting input from financial planning groups is great, but on the condition they acknowledge they’ll be addressing a financially diverse audience with some people who are outside their usual affluence bubble.

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