I used Blooom to analyze my husband's 401(k), here's what I learned - Business Insider

, and you have a recipe for hardly ever thinking about the future.

Next, the fun part: We linked my husband's retirement account to see how it measured up with Blooom's recommendations.than the average user. My husband's account included $6 annually in automatic fees, and the average Blooom user's fees were around $22 each year. For diversification, the software suggested we invest his retirement money in a wider variety of funds. Right now, it's 100% U.S. Large Cap stocks, but Blooom recommended a pretty even mix of small- and medium-cap stocks along with international stocks and emerging market stocks.

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