, and a bonus is a great way to get closer to that three months of emergency savings," Bera says.
Having this buffer is a good way to keep from needing to borrow money or take on debt to stay afloat in an emergency. Saving and investing for your future is important. But Bera says it's also important to. "If you're using 90% or 95% of your bonus for your financial priorities, it's okay to throw $1,000 in that travel savings account or buy that thing that you really want," she says.
Bera suggests anyone who wants to save some of their bonus for travel make a separate travel fund. "Bonus income can be a great way to set up a savings account earmarked for travel," she says. You can keep a savings account for surprise travel expenses, like a last-minute trip to visit family, or for unexpected vacation expenses. Open a new savings account to
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