My dad's life insurance saved my life and inspired me to get coverage - Business Insider

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'These are never pleasant conversations to have, but a far less pleasant scenario would be trying to figure it all out during a tragedy, when all you have energy for is crying'

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I had missed the call, but when I checked my phone and saw a voicemail from the contact entry labeled Mom & Dad, my stomach dropped. My body could feel the news I was about to learn, well before I returned that call. I listened to the message: "Kelly, it's imperative that you call us back right away," and bristled at the formality of it. The cold tone. As an only child, my mom, dad, and grandparents on my mom's side were the main hub of what I considered my family.

His cause of death was described to me by the coroner of the small town where he lived as a massive heart attack. His actual phrasing was "the widow maker." Since no one was left to be widowed, I re-named this in my mind as "the orphan maker."

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I bought life insurance after a friend my age died on my birthday - Business InsiderShe doesn't own a home or have kids, so her family advised her to invest in the market rather than get life insurance. She bought a policy anyway.
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