Bank of America's small business loan portal is up, making it the first major bank to begin program

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That changed with Bank of America'sThe U.S.

That changed with Bank of America'sThe U.S. government has asked banks to help it dole out at least $350 billion in loans to small businesses, part of the $2 trillion coronavirus stimulus bill signed last week. But banks and industry groups haveto get online systems up and running until just hours before the deadline. That guidance was finally issued by Treasury around 7 p.m. Thursday, leaving banks scrambling to get their systems to accept loan applications.

"Having just received guidance outlining how to implement a $349 billion program literally hours before it starts, we would ask for everyone to be patient," Richard Hunt, head of the Consumer Bankers Association, said late Thursday in a statement, adding that the organization's members would "move heaven and earth to get a system in place and running to help America's small businesses and the millions of men and women who work at them.

Still, the website for JPMorgan, the biggest U.S. bank, told customers that "We aren't accepting applications for this program at this time. Check back for updates."

 

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Bank Of America: Remove Bank of America's Debt or Credit Card requirement for PPP Assistance. - Sign the Petition! via Change

you have to have a lending relationship with b of A. just a checking account or credit card doesnt work.

Scam.

BankofAmerica It’s a loan guaranteed by the govt you asshats! You shouldn’t place any restrictions on it!! If the number of ppl living in poverty goes past 50%, we will have no choice but to bring out the guillotines. Just remember, you were warned.

They are a co, not a charity. They can make their own rules to protect their & shareholders interests. The Govt says it is guaranteed, but things change so fast they are protecting themselves. It is only right they take their own loyal customers first before people off the street

Bank of America is big SCAM, left small business out. And the PPP is a joke, months to come, many will out of business already, this is not rescue but kill

Bank of America will not give quarters in exchange for cash for coin operated laundry machines unless you have an account with them.

Wrong. The banks may be accepting loans. They will not approve a loan until they are able to submit their application to the SBA which isn ready. My bank informed me that SBA portal isn’t ready.

WellsFargo

20 year business relationship with B of A, because I don't have a B of A credit card, they will not let me apply for PPP. Checking, Savings, but no credit card. BankofAmerica owing you money is not a requirement to save our business!bankofamerica

creditunions

I've dumped my BOA stock today after reading what they've done to small business owners and their employees. It is just sick.

theSBTC made an inquiry today with SBAgov regarding reports that bankofamerica is denying its business clients PPP loans unless they already had loans. SBA advises this is not allowed and USTreasury will direct BOA to stop. SmallBizRelief PPPLoan PaycheckProtectionProgram

Thanks my account has been hacked! BankofAmerica get your act together! You suck!

And reject them.

I started a small business loan app the other day. Minimum loan amount was $250k. I just need $20k. Crazy.

Elizabeth Warren would've been an outstanding nominee. 🤷🏽‍♀️

Bank of America is screwing small business, and SBA is slowing down the process. They got the Portal up and the only small businesses that get benefit will be B of A customers. What if the money runs out before it gets to the small businesses that bank local and really need it.

In reality, tens of thousands of small businesses have directed their $10,000 emergency relief to their BankofAmerica business accounts but can't apply for PPP relief. They can access our loan funds, but we can't access theirs. Please don't force us to layoff our employees BofA.

And another Trump fail.

Bank of America is screwing their business customers if they dont have loans with them already! We have longstanding business accounts, payroll, everything, and we were turned down because we dont borrow. B OF A is a disaster! Pulling my account.

Its a JOKE. Only customers that had prior loans can get one. You have to have an account with a bank to go anywhere. THOUSANDS OF CUSTOMERS ARE SCREWED BY BANK OF AMERICA

Fuck Bank of America. Block our application

Bank of America inform us they will NOT process the PPP loan to customers unless we have an outstanding loan with them already. So one can not apply Suggestions?

Once you get your loan order my booklet on Amazon!

BankofAmerica is refusing to assist thousands of their small business clients who only have business banking, and no outstanding loans or lines of credit. How is this not criminal? At the very least, it is cruel and unscrupulous. The government will need to intercede.

These are virtual loans. What did you all expect from BOA?

PPPloan bankofamerica just stop, your financially responsible businesses need you and you denied them for not have a loan with you. You will loose so many accounts over this.

NO THANK YOU! BANK OF AMERICA IS A SCAM!

Please cover that BankofAmerica has restricted these applications to exclude most of their small business clients because the clients don’t have an existing loan. Having a business account for years is not sufficient.

can't apply because I only have a business account but not a business loan.

BofA: 500,000 customers deferring loan payments. -Bloomberg

Good lucking being accepted. Been banking with them for 10 years and won’t allow us to use program because we haven’t taken debt with them.

I have had my business checking with BankofAmerica for over 14 years. However, I do not fit their criteria because I have been a solvent business that has never needed a loan. This is disgusting and shameful. CNN NBCNews FoxNews

THIS IS USELESS! They are only giving out PPP loans to businesses that ALREADY have private loans with them at BankofAmerica - I have a cash flow positive +10 year small business, zero loans/debt and they're not letting me apply! How are we supposed to get this relief? PPPloan

They are blocking existing business customers from applying

Brian/ I need an existing loan with you to qualify? I have no loans and am cash flow positive- zero debt- and i don’t qualify! C mon. This is bully tactics.

Flawed though.....

I have 4 business accounts (+3 personal accounts + mortgage) and each business has a business login with BofA; however, I have never had to borrow for a business loan. This is the online application result. So I guess I have to already be in debt with them? Is this real?

They're disqualifying any of their customers without a previous loan or line of credit with them. Just spoke to a customer rep yesterday who gave no indication this would be the case. WTF

kairyssdal Do take the bait. With no government over site, banks are sharks.

Hey WellsFargo you awake?

Come on jpmorgan. Be patriots and do what's right.

matthewstoller never.

Excellent performance by this first-rate bank. Well done to all involved.

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