against financial hardships they may face if something happened to you. If you're single and childless, there's probably no one who financially depends on you and the income you earn.suffer if you died, they would not face a financial hardship due to your death. Children or anyone who is financially dependent on you, however, especially as minors, cannot financially provide for themselves.
I'm an employee of the business and earn a paycheck, and also do some freelance writing on the side. So if something happened to me, Eric would be in a very tough financial position because he would not only lose an income-earning spouse, but also a key employee in the business that would need to be replaced in order for it to keep it functioning.
Although Eric and I did not own a home when I got my coverage, we do now. Should something happen to me, the death benefit that would be paid out to him could be used to pay off our home in full so that he would not have the burden of that debt.
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