American Express acquiring small business lender Kabbage

  • 📰 CNBC
  • ⏱ Reading Time:
  • 74 sec. here
  • 3 min. at publisher
  • 📊 Quality Score:
  • News: 33%
  • Publisher: 72%

Business News News

Business Business Latest News,Business Business Headlines

American Express is acquiring small business lending company Kabbage in a move to expand beyond card services and offer Main Street access to payments and working capital technology.

, which allowed companies to apply for 10 weeks worth of funding to pay their employees and soften the initial blow caused by the pandemic. Last week, the Small Business Administration opened the forgiveness portal for those PPP loans as congressional leaders continued to negotiate a new stimulus deal.

"This is an excellent deal, pairing one of the premier fintech entities, Kabbage, with a large player who has had a long commitment to helping small businesses get capital," Karen Mills, Senior Fellow at Harvard Business School and former Administrator of the U.S. Small Business Administration, told CNBC.

Because of its involvement in the PPP program, Kabbage has doled out significantly more money than in the past, despite having done so in much smaller increments.that the company had previously projected $3.6 billion in originations this year but had already exceeded that amount under the extraordinary circumstances. In more normal times, Kabbage would underwrite a loan, charging a rate that accounts for the risk associated with a particular small business and its industry.

"At Kabbage, we have always made the success of America's small businesses our primary objective," Frohwein said in a statement. "We have built a technology and data platform that provides them with the kind of capabilities and insights often reserved for larger businesses. By joining American Express, we can help more small businesses succeed with a fully digital suite of financial products to help them run and grow their companies.

The acquisition is expected to close later this year, subject to customary closing conditions. Kabbage's pre-existing loan portfolio is not included in the purchase agreement.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.

Have you ever seen the terms on their loans?! I can't believe they get enough business. I took one look and never went back to their website. Outrageous terms.

MY KABBAGES!!

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 12. in BUSÄ°NESS

Business Business Latest News, Business Business Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Not wearing a mask becomes the new symbol of American politics of fear - Business InsiderBusiness Insider is a fast-growing business site with deep financial, media, tech, and other industry verticals. Launched in 2007, the site is now the largest business news site on the web. And lame Political Crazy...
Source: BusinessInsider - 🏆 729. / 51 Read more »