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The bank doesn't have a checking account, so you'll have to transfer funds to an external bank account to access your savings, which could take a couple business days. Sallie Mae pays competitive rates on its savings and money market accounts, but you can find better CD rates elsewhere.Are comfortable banking digitallyWant a savings account that lets you save for individual goalsAren't comfortable banking digitallyDon't have $2,500 to open a CDPrefer a money market account that comes with a debit card
The bottom line: Sallie Mae's savings and money market accounts pay high rates and charge low fees, but its CDs are less competitive.
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