Nimble cash investment needed to reap advantage of Fed tightening

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For companies and other money market investors looking to increase returns from almost zero, opportunities should arise this year as the Federal Reserve begins unwinding its extraordinary pandemic-era stimulus.

But navigating hikes in short-term rates, and the additional possibility of increased issuance of government debt, to the best advantage will take extra effort and careful strategizing.

The Fed is preparing to hike interest rate as soon as March, with three or four increases expected this year, which will lift yields on very short-term bills that remain near historic lows. Jeffrey Weaver, senior portfolio manager and head of the municipal, short-duration fixed income, and money market teams at Allspring Global Investments, thinks a useful strategy is to keep most investments shorter-term until after each hike then deploy money to lock the rate in.

“If the market begins to price in more rate hikes than we expect then we can take advantage of that and buy those longer securities,” Weaver added. The Fed’s last tightening cycle from 2015 to 2019 ended with large funding stresses as demand for overnight loans from companies, banks and other borrowers overwhelmed supply when the Fed reduced its balance sheet.

 

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