Insurance companies can get your mileage without your knowledge. Here's how it may cost you

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'They only technically have to ask every three years. So in the meantime, they're allowed to use other sources for that information, and that can be things like DMV records of your smog check, which records your mileage,' says a consumer advocate.

Turns out under certain circumstances, insurers have the legal right to figure out -- on their own -- how much a policyholder will drive.This story is about Nathaniel Epting and his car insurance. It started with a letter Epting opened.

Turns out under certain circumstances, insurers have the legal right to figure out -- on their own -- how much a policyholder will drive. I wanted to ask CSAA Insurance how it determined Epting's mileage but it wouldn't talk with me about it. Consumer Watchdog's Carmen Balber says policy holders must be asked about their mileage, but not that often.

Consumer Watchdog says the information must be from a government source, but not necessarily directly.

 

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