Why China’s $3.9 trillion trust industry is sparking fears of contagion

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Trust firms have defaulted on billions of dollars of investment products in recent years. Read more at straitstimes.com.

TOKYO – Chinese regulators have sought for years to get to grips with the US$2.9 trillion trust industry, a corner of the country’s shadow banking sector that offers bigger returns than regular bank deposits but can be fraught with risk. Their fears were underlined in August when

One of its most important investments is a 33 per cent stake in Zhongrong Trust, which has 270 products totaling 39.5 billion yuan coming due this year, according to Use Trust data. The average yield on those products amounted to 6.88 per cent, compared with the benchmark 1.5 per cent one-year deposit rate paid by banks.Three firms said on Aug 11 that they had failed to receive payments on products issued by companies linked to Zhongzhi, including Zhongrong.

President Xi Jinping’s government is under pressure to shore up confidence in China’s economy. Investors have been alarmed byand persistent weakness in its giant real estate sector.

 

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