Affordability headwinds in the housing market will persist, economists say

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Some economists believe the current housing market conditions aren't going to get better any time soon. The current rate on the 30-year fixed mortgage is 7.19%.

'Making Money' host Charles Payne joins 'The Big Money Show' discusses how the state of the economy will impact 2024 election results and stock market winners and losers.in the housing market will likely continue as the Federal Reserve signals that interest rates will remain at a higher level longer than previously expected, according to economists at Realtor.com.

This will only further tip the scales for potential first-time homebuyers further toward renting, as buying becomes out of reach for many, according to Realtor.com chief economist Danielle Hale. The Fed "signaled that the funds rate is likely to be higher for longer and although that doesn't directly affect mortgage rates, it implies or signals to the economy and to thethat the Fed expects that inflation is going to be harder to bring under control," Realtor.com economic research analyst Hannah Jones told FOX Business.

The Fed on Wednesday left its benchmark Interest rate unchanged at a range of 5.25% to 5.5%. As a result, Jones sayswill stay at an "elevated level," which will continue to discourage sellers and keep inventory low. The current rate on the 30-year fixed mortgage is 7.19%, up from 6.29% a year ago, according to mortgage buyer Freddie Mac."The more that homeowners are discouraged from selling, the lower inventory and the more pressure is put on prices to rise," Jones added. "It creates this really tough cycle for buyers and sellers alike, but especially buyers looking to get into the market." Jones said prices just can't "improve considerably" given the low inventory.

 

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