2021 brought us meme stocks. In 2024, we have zirpless memes.

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Meme investments are back — and this time they're not fueled by stimmies or zirp.

Getting rich quick for the lulz turns out to have been a lot of fun. Why let high interest rates, or the lack of federal stimulus checks, get in the way?

The Federal Reserve's zero interest rate policy, or zirp, ended in 2022 — but speculative fervor lives on, in what can be thought of as zirpless memes.Meme investments are, broadly, anything that doesn't have intrinsic value — that doesn't have some kind of predictable income stream attached., the digital version of gold, is also trading near its all-time high. Even dogecoin is spiking again, along with newer meme coins like bonk.

That sum — the opportunity cost of dabbling in memes — is one big reason the asset class lost most of its buzz after interest rates started rising in 2022. High interest rates alone can't entirely kill speculative fervor, however, as we're seeing in the stock market more broadly.Share on facebook

 

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