Returns are never guaranteed - and investments go down as well as up - but there are some characteristics that make some stand out.
That is unlike open-ended investment funds where money is pooled to invest in shares, bonds or other funds. With the seemingly ever-increasing state pension age and the forthcoming increase to the age an individual can access their pension, investing into a pension is for the long term. This global trust gives investors the opportunity to gain exposure to pharmaceutical, biotechnology, and other related healthcare companies all within an actively managed portfolio.
That said, they are known for addressing issues head on and aren’t afraid to take a critical look at their portfolio when necessary, which I believe is very compelling. This gives new investors the opportunity to buy in at a discount, but means existing investors' holdings are worth less than they should be.
A quick look at the long-term returns will show folk there’s a good reason that institutional investors are big investors in trusts.Neil Mumford, chartered financial planner at Milestone Wealth Management I am still accumulating but it will stay once I am drawing down. It is a truly diversified equity portfolio, spread equally between the US and Europe at around 35 per cent each of the portfolio.Although it doesn’t have the highest yield at 2.9 per cent, this dividend hero has increased its payouts by an average of 4.
It is managed by Sebastian Lyon who is assisted by Charlotte Yonge and their policy is to protect and increase the value of shareholders’ funds over the long term.Ruffer Investment Company is another trust which concentrates on capital preservation and has a very successful track record in achieving this.
Ruffer seeks to preserve capital using a very disciplined approach with the prime objective of maintaining value over a one-year period and growing capital over the longer term. This means they would perceive a loss in line with the market as a failure.When you come to draw an income from your pension investment trusts are an excellent choice.