There's a drawback to the Fed rate cuts the market so craves: It could wreck bank earnings

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Bank earnings could take a 10% hit if the Fed cuts rates by 75 basis points by 2020, according to Bank of America Merrill Lynch.

Large-cap banks could see their earnings on a per share basis decline by 10% on average if the Fed cuts rates by 75 basis points, according to Bank of America Merrill Lynch.

Traders are pricing in a more than 90% chance of a September rate cut and about 60% probability of three rate cuts this year.Brendan McDermid | Reutersfor several rate cuts this year to salvage an economy they see set to slow significantly because of worsening trade disputes. The market cheered this week when Fed Chairman Jerome Powell opened the door to the possibility.

Bank margins could take a hit if they are paying out deposit rates at a higher level than market rates. Their earnings are also hurt when the spread between short-term and long-term rates flattens, a phenomenon that could worsen if the Fed cuts.

 

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apparently the FED's only mandate is to prop up the stock market. normalization of interest rate be damned. interest rate adjustments, (lower) should only be used in dire economic situations, not when the economy is booming.

Isn’t ironic? realDonaldTrump May get the rate cuts he has demanded...only they’ll come as a result of his failed trade wars. DerangedDonald

Why does everything need to be an extreme? If there are signs of a slowing a rate cut will be a quarter point to show a signal that increases have stopped and the Fed intends to potentially step in. At most we would see a second (.50). Nobody suggests .75 is on the table.

and what will Pensions have to do? Reach for more yield buying $AMZN stock? Talk about bifurcation creation in action.

Aren't the banks reliant for this free money for their earnings?

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Stocks in Asia set to trade higher; Fed signals potential rate cutStocks in Asia were set to trade higher on Tuesday amid ongoing global trade tensions. The Reserve Bank of Australia is also set to announce its interest rate decision later today. Market manipulation. Shocked it’s not Trump or his admin, but Bullard is now just Trump’s mouthpiece. realDonaldTrump forced the Fed’s hand. Ppl who actually have savings get punished as rates tumble again. And EustanceHuang this title is very misleading and laughable. The Fed didn’t signal anything, Bullard just jawboned these markets higher with his personal opinion.
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