If you got engaged, open a high-yield savings account now - Business Insider

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Start saving for your wedding and honeymoon now

Anyone planning a wedding could see helpful returns from a high-yield savings account, from planning for the wedding and ceremony to planning for your life together. opened a high-yield savings account several days after her now-husband proposed, and found out quickly how helpful they are. "It wasn't long until we figured we'd need at least one more shared savings account," she writes.

Rodriguez writes, "My fiancé and I realized that being engaged and planning our wedding wasn't just about figuring out how to pay for our ceremony and reception, it was about building a shared financial foundation for the rest of our lives."opened a high-yield savings account just after their engagement. Since opening it and saving over $11,000, their account is on track to earn them enough money in interest alone to pay for their flowers.

Let's face it — if you have to think about making deposits, it's just another thing on your to-do list. Take that step off of your wedding planning checklist and set up automatic savings. Automating your savings will help your accounts grow painlessly each month and without any effort from you. Starting a high-yield savings account could help you fund your wedding by your big day. Let's say you want to save $10,000 for your wedding a year from today. Use $2,500 today from each partner, for a total of $5,000, to open a high-yield savings account with a 1.8% interest rate. Then, set up automatic deposits from both of your checking accounts for $225 per month. In a year, you'll have a total of $10,535 saved up, and $135 of that will be from interest alone.

When your money earns interest and you save automatically, it's easier than it sounds to save enough for your dream wedding.

 

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