, compared with the average bank rate of 0.09%. That's literal dollars to pennies.
Once my millennial clients open high-yield savings accounts, they usually love them right away. They know that their money is working for them, not the other way around.Creating a budget means that you need to understand how to split your finances. And if you were never taught how to do these things — which many millennials weren't, since personal finance isn't taught in many schools — of course it won't come naturally.
The higher your score, the more reliable you look to lenders. This results in lower interest rates and a higher likelihood that your credit application will be approved. Unfortunately, credit-card companies can be predatory when it comes to young adults. It's not uncommon that the minute you turn 18, credit-card companies begin swooping in to offer you "spending power." Naturally, this sounds too good to be true , and it can start young people off with bad spending habits, resulting in low credit scores.
A lot of my audience knows that a higher credit score is a good thing, but many don't know how scores are created and the best ways to improve them.
Is 8%p.a high-yield? Is 20%p.a. high-yield? You can get both here
Your credit score is not your “adulting GPA.” It’s your “I love debt” score and only indicates whether you make your minimum payments. Debt is the opposite of building wealth.
That’s cause they don’t exist
What are you classifying as high yield? .003% lol
That is becaise most banks don’t offer them.
They all don’t know Jack because DOE don’t teach them anything for life. And the parents are too dumb to recognize what they’re teaching their kids.
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