Sanders, Warren plans for student-loan debt won't fix real problem - Business Insider

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Opinion: Bernie Sanders' and Elizabeth Warren's plans to cancel student debt won't solve the real problem with college loans. By anthonyLfisher

student-loan debt on day one of her presidency is slightly more limited, with a cap of $50,000 per borrower.

Warren's proposal includes efforts "to rein in the for-profit college industry, crack down on predatory student lending, and combat the racial disparities in our higher-education system" That's fine, but it's little more than a Band-Aid on a gaping wound. Studies have looked into the idea that the very existence of federally guaranteed loans incentivizes colleges to continue to raise tuition, an idea called, named after former Secretary of Education William Bennett. By backing the loans, the government guarantees the schools will get their money, and the loans help ensure rising costs won't lead to a drop in demand. It's a win-win for the colleges.

 

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anthonyLfisher Yes, but by making college FREE, all problems will be solved. Same with health care. And electricity. And food. No one should ever have to pay for anything. Need a car? It's FREE. New iPhone? That's FREE, too! Any questions?

anthonyLfisher Here’s how to solve College Debt. For every Hr worked in the field of your college degree $.10 cents will be sent directly to Loan provider with the information you give your Company upon hiring.realDonaldTrump charzdesigns bamdropthemic myidea collegedebt collegeloans

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